In the world of business checking and saving accounts, one size definitely does not fill all. That’s why NCB offers convenient and competitive business checking and savings account options each designed with your needs in mind. NCB’s business checking and savings accounts are optimal for cooperative businesses and nonprofits of all shapes and sizes.
Basic Business Checking
For cooperative businesses that primarily have light transaction activity and maintain low balances. Learn More
Corporate Checking
For corporations, cooperatives and partnerships. Learn More
Interest Business Checking
For nonprofit organizations, sole proprietorships and public agencies. Learn More
Money Market Deposit Account (MMDA)
For cooperatives and community organization to earn a competitive return with the ability to access funds. Learn More
MMDA Plus
NCB’s business account which provides an exceptional blend of yield, liquidity and convenience. Learn More
MMDA Treasury Plus
Above market rates for accounts with minimum deposit of $50,000. Learn More.
Certificates of Deposit (CD)
NCB’s national presence allows us to offer generous rates with terms from 3 months to 7 years. Learn More
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit
http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
