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Community Associations

Long Term Fixed RateCommunity associations - including condominium and homeowner associations -- need access to capital to pay for large-scale repair projects whether it is replacing a roof, installing a new HVAC system or renovating common areas.

Instead of burdening unit owners with hefty special assessments or depleting reserve funds, spreading the cost of a project over time through a loan with NCB may make the most sense.

With two plus decades experience, NCB is recognized as a leader in helping housing communities access the capital you need when you need it.

Benefits of NCB’s Community Association Loan Program

  • Loan terms up to 15 years
  • Competitive fixed rates
  • Flexible loan structures and pre-payment options
  • Pre-qualify within one business day
  • Expedited loan process
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*Interest rate based on the 10 year UST plus a market spread. Interest rate is indicative as of 2/01/08.



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Equal Housing OpportunityNCB refers to National Consumer Cooperative Bank and its subsidiaries (primarily NCB Financial Corporation and its subsidiary, NCB, FSB) its affiliated non-profit corporation, NCB Capital Impact, and also NCB Community Works, which is jointly owned by NCB Capital Impact. Each is a separate entity within the NCB Financial Group.